Mortgages are quite difficult to obtain at this moment for property in Spain. The rates available are very low at 2.5% and there are terms up to 40 years to repay. However the underwriting is quite tough if you are looking for a high loan to value ( between 60 and 85%) whereby the bank will want copy of tax documents, payslips, bank statements, credit reference, previous lenders reference. Below 60% they are more flexible regarding income or previous financial history.

If you want to get more information please email or telephone Nick on or phone on 00 34 666 938 956.